Oh, Credit Karma, who writes your copy (or programs your algorithms)?
Your hard work this year has really paid off, and we want to remind you how far you've come.
(Um, I have? Also, this sure sounds like "you were having trouble and you're better now, attagirl!. I feel patronized.)
About a year ago your TransUnion score was X.
Check in now to see your updated (and uplifted) score, and keep up the awesome work.
"X" sounds about right, actually. Curious, I took a look. Why yes, my score has gone up! It is now X+1.
(Fluctuations of a few points are completely normal. I expect to take a slight ding this month because we paid for something substantial online with the joint credit card. It'll come back next month when we pay that bill. You can't always write a check, but any use of your credit card affects your score at least a little.)